Terms Of Use And Privacy Statement

Use of the Foundation’s Web site and Materials


The USAA Educational Foundation (the "Foundation") is a nonprofit organization that helps consumers make informed decisions by providing information on financial management, safety concerns and significant life events. The Foundation’s Web site and related materials (the "Site") have been prepared for informational purposes only. By utilizing the Site, you agree to the following terms and conditions.

The Foundation does not endorse or promote any commercial supplier, product or service. Information on the Site is not to be construed as medical, legal, tax or investment advice. It constitutes only a general overview of the subject matter discussed. The Foundation does not provide professional services for financial, accounting or legal matters. You should always consult with your tax and legal advisers regarding the legal consequences of your financial planning or other activities. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, guidance, services or other information on the Site as they may pertain to your specific situation. Transmission and/or receipt of the information contained in the Site do not constitute a professional-client relationship of any kind. The information contained on the Site could be time sensitive requiring revisions and updates periodically.

All materials and services on the Site and any linked third-party sites are provided "as is" without warranty of any kind. The Foundation makes no representations and disclaims all warranties, express or implied, including, but not limited to: warranties of title, noninfringement, merchantability and fitness for a particular purpose regarding the suitability of the information; the accuracy, reliability, completeness or timeliness of the content, services, text, graphics, links, or other items contained within the Site; or the results obtained from accessing and using the Site and/or its content. The Foundation does not warrant that use of the Site and its materials will be uninterrupted or error-free, that defects will be corrected, or that the Site, including the server that makes it available, are free of viruses or other harmful components.

Copyright

All materials, information, images, graphics and text on the Site are owned by the Foundation and protected by copyright laws. No part of this Site or the materials contained thereon may be copied, reprinted, reproduced, modified or distributed without the express written consent of the Foundation. All other rights are reserved. The names, trademarks, service marks and logos appearing on this site may not be used in any advertising or publicity, or otherwise to indicate the Foundation’s sponsorship of or affiliation with any product or service, without the Foundation’s prior express written permission.

Links to Other Sites

The appearance of external links on this site does not constitute Foundation responsibility or endorsement for the sites or the information, products or services contained in these sites. These links are provided for your convenience. When you link to another site, you are no longer on the Foundation Web site and are subject to the privacy policy of the new site.

Modification

The Foundation shall have the right, at its discretion, to change, modify, add or remove terms of this agreement or the Site at any time. Changes shall be effective immediately, and your subsequent use of the Site shall constitute acceptance of them.

Limitation of Liability

Under no circumstances shall the Foundation be liable for any direct, indirect, incidental, special, consequential or other damages, including but not limited to loss of data or lost profits, that result from the use of, or the inability to use, the Site or its materials.

Privacy Statement

The Foundation is committed to assuring users that their privacy will be respected and protected.

What Information Is Used.  If you do nothing during your visit but browse through the Site, read pages or download information, the Foundation will gather and store certain information about your visit automatically. This information does not identify you personally. Only the following information about your visit is collected and stored:

  • The Internet domain (e.g., .com, .net, etc.) and IP address (a number automatically assigned to your computer whenever you are surfing the Web) from which you access our Web site
  • The type of browser and operating system used to access our site
  • The data and time you access our site
  • The pages you visit
  • If you linked to our Web site from another Web site, the address of that Web site.

We use the information we collect to count the number and type of visitors to the different pages on our site, and to help us make our site more useful to visitors like you.

How Your Information Is Used.  You may choose to provide the Foundation with personal information such as your mailing address, phone number and/or email address. The Foundation uses that information to provide a service to you or to respond to your request. Personal information you have provided is limited to employees of the Foundation and its sponsor solely to service your request. The Foundation does not share your personal information with any outside organizations.