Comparing Personal Property Insurance Policies

Previous Print
———  Please Print For Your Convenience  ———


Use this work sheet to compare price quotations for the types and amounts of insurance you need. Ask for quotes from at least two companies.

Policy Limits Policy A Policy B Policy C
Amount of personal property coverage
(List amount)
     
Amount of deductible      
Policy limits on high-value items:
(List limits)
     

Jewelry, watches, furs

     

Guns

     

Silverware, goldware

     

Money, coins, gold, silver

     

Stamps, securities, valuable papers
(List percentage of policy limits)

     
Coverage on property at another residence
(List percentage of policy limits)
     

Liability coverage:
(List dollar amounts)

     
Personal liability:      

Damage to property of others

     

Medical payments

     
Policy Coverages Policy A Policy B Policy C
Does quote include the following?
(List dollar limits quoted or ‘NI’ if coverage is not included in quote)
     

Replacement cost coverage

     

Personal computer coverage

     

Waterbed liability

     

In-home business

     

Moving and storage

     

Other coverage quoted:

     
Policy Costs Policy A Policy B Policy C
Basic premium for coverages listed above
(List premium)
     

Premium if deductible is raised/lowered to:
(List premium)

     

$

     

$

     
Additional Coverage and Discounts Policy A Policy B Policy C
Does quote include additional premium for these items?
(Answer yes or no)
Premium for?
     

Replacement cost coverage

     

Increased limits for high-value items

     

Additional liability coverage:

     

$300,000

     

$500,000

     
Are discounts offered for these?
(Answer yes or no)
     

Deadbolt locks

     

Smoke detectors

     

Security system

     

Being a non-smoker

     
Cost of Floaters for High-Value Items Policy A Policy B Policy C
(Over and above limits listed above List rate per $100 valuation)
Type of Floater:
     

Jewelry, watches, furs

     

Guns

     

Silverware, goldware

     

Money, coins, gold, silver

     

Stamps, securities, valuable papers

     

Previous Print