Life Insurance Comparisons

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What Is The Difference?
  Death Benefit Cash Value Choice Of
Cash Value Investments
Premium
Term Life Fixed None N/A Level, increasing or decreasing
Whole Life Some flexibility Fixed rate, Guaranteed, Possible dividends No Fixed
Universal Life Very flexible Current rate, Guaranteed minimum No Flexible
Variable Universal Life Variable and adjustable Variable rate,
No guarantee
Yes Flexible
Variable Whole Life Variable Variable rate,
No guarantee
Yes Fixed


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