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Use this work sheet to compare health insurance plans.
| Ask The Following General Questions: |
Plan A |
Plan B |
Plan C |
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Can I choose a primary care provider (PCP) or will I be assigned to one?
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Can I self-refer to a specialist, or must my PCP refer me?
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Is preauthorization required before going to the hospital or for tests or procedures?
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Do I have to file my own claims?
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If applicable, will the plan treat my pre-existing conditions?
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Will the plan cover me if I am traveling?
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Can I choose a hospital or will one be assigned?
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| Check All Included Covered Services: |
Plan A |
Plan B |
Plan C |
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Physical exams, health screenings, preventive care and immunizations
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Prenatal and maternity care
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Laboratory tests, X-rays, CAT scans, MRIs and other diagnostics
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Prescription medications
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Vision care, eye exams and eyeglasses or contacts
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Mental health or drug and alcohol abuse treatment and counseling
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Hearing exams and hearing aids
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Extended care at home, in a rehabilitation facility, adult day care or hospice
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Home medical equipment
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Physical or speech therapy
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Experimental or alternative treatments (acupuncture, chiropractic)
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| Check All Included Covered Hospital Services: |
Plan A |
Plan B |
Plan C |
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Emergency care
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Ambulance services
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Outpatient surgery
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Transplant surgery
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