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One of the best ways you can save money on your insurance is by
properly maintaining your home. This is as simple as routinely
inspecting water pipes, appliance hoses and other features of your
home that can fail and cause major damage.
If you take it a step further and retrofit your home to better
withstand natural disasters common to your location, you may be
eligible for additional insurance discounts. The
Institute for Business & Home Safety (IBHS) has numerous tips on
its Web site, www.disastersafety.org,
on how to keep your home in good shape and how to retrofit
through the “Fortified…for safer living®” program.
Water Damage
The number one cause of homeowners insurance claims is water damage.
According to the IBHS, the most frequent water claims involve the following list.
- Toilet overflows
- Burst washing machine hoses
- Failed water heaters
- Leaking air conditioning condensation lines and drain pans
- Leaky shower pans
Use the
Home Maintenance Checklist as a guide.
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