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A home is often an individual’s most valuable possession. If your home and possessions
were suddenly destroyed, would you have the financial resources to replace them?
Most likely, the answer is no.
Homeowners insurance is designed to protect you from the financial burden you would
incur if your home were damaged or destroyed or your possessions stolen. It is a contract
between you and an insurance company that provides protection against the circumstances
outlined in the policy.
Insuring your home and possessions for the right amount — and keeping your policy up
to date as you add to or remodel your home or acquire belongings — will ensure that if
you have a claim, your settlement will cover your loss.
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