Many companies offer discounts to
lower your auto insurance premiums.
Good student: For drivers
under 25 years old who attend a
high school, college or university,
with a B average or better
for the preceding semester. Driver training and defensive
driving courses: For drivers who
have taken an approved driver education course. Good driver (California only):
For drivers who meet the statutory
definition of a good driver. Mature driver: For drivers between
50 to 65 years of age. Multi-vehicle: For drivers insuring
more than one vehicle on the same policy
and garaged within the same territory. Restricted mileage: For drivers
who drive a limited number of miles in a single year. Passive seat belts and air bags:
For vehicles equipped with factory-installed
air bags or automatic seat belts. Antitheft systems: For devices that
make it more difficult to steal your vehicle.
These devices include ignition and fuel
cutoff systems, hood- and wheel-locking
devices and window-identification
systems. Discounts are higher for
automatic antitheft systems than manually-operated systems.
Not all insurers offer these
discounts and not all states permit
them. When comparing insurers, ask which
discounts they offer in your state.
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