Good Student	For drivers under 25 years of age who attend a high school, college or university, with a B average or better for the preceding semester.
Student Away At School	For students who are away at school attending a college or university who do not have a vehicle in their possession.
Driver Training And Defensive Driving Courses	For drivers who have taken an approved driver education course.
Good Driver (California only)	For drivers who meet the statutory definition of a good driver
Mature Driver	For drivers between 50 to 65 years of age.
Multi-Vehicle	For drivers insuring more than one vehicle on the same policy and garaged within the same location.
Restricted Mileage	For drivers who drive a limited number of miles in a single year.
Automatic Seat Belts And Air Bags	For vehicles equipped with automatic seat belts or factory-installed air bags.
Antitheft Systems	For devices that make it more difficult to steal your vehicle. These devices include ignition and fuel cutoff systems, hood- and wheel-locking devices and window-identification systems. Discounts are higher for automatic antitheft systems than manually-operated systems.
Accident Forgiveness	For insured drivers who have been accident free for a specific period of time and make a claim on their first at-fault accident. Check with your insurer.
Online Discount	For drivers who buy their insurance online.
Multi-Policy Discount	Policy holders receive a discount for insuring their home with the same company.

Not all insurers offer these discounts and not all states permit them. When comparing insurers, ask which discounts they offer in your state.

Updated Thursday, April 01, 2010