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For most individuals who own a vehicle,
auto insurance is a basic necessity.
There are many reasons for buying
insurance, but the best one is the
financial security it provides.
Consumers should always familiarize
themselves with the products they are
buying. This is especially true of insurance
because there are many variables to consider.
You will manage your insurance premium dollars
well if you self-insure as much of the risk
as you can. A good rule is: Do not buy insurance
for the losses you can afford; use your limited
premium dollars to buy insurance to protect
yourself against the losses you cannot afford.
The following pages will explain basic
and special coverages, factors that
influence your insurance premiums and how
you may qualify for special discounts. You
will need to determine which types of
coverages meet your needs without duplicating
any medical or wage coverage you have
through your employer or your personal
health insurance. You will also need to
decide the amount of coverage you need.
It is best to read your policy to
understand it. Insurance coverage is very
specific. Policies are legal contracts
containing exceptions, exclusions and limitations.
By becoming an informed consumer and
comparing insurance companies, you will
get the best value for your insurance dollars.
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Auto
Insurance
Auto
Insurance