|
Things To Consider
|
|
Are you frugal, a spender or somewhere in-between?
|
If you opt for separate accounts, who will
pay household and other expenses?
|
|
What assets do you bring to the marriage?
|
How will you decide about new purchases?
|
|
What is your income?
|
Are you willing to share credit cards?
|
|
What are your debts?
|
What kinds of charges should be made on credit cards you share?
|
|
Who will be responsible for those debts?
|
Who will make investment decisions?
|
|
What are your spending habits?
|
What if you disagree?
|
|
What is your credit rating?
|
If only one of you works outside the home,
how will money decisions be made?
|
|
How do you feel about financial responsibilities
to aging parents, ex-spouses or children from a
previous relationship, if any?
|
How will you make decisions about life insurance
and wills? Will you designate each other as beneficiary?
|
|
Do you save?
|
How will you make a decision if one of you
gets a job offer that requires relocation?
|
|
Do you invest?
|
Do you need to keep some part of your financial
life separate? Can you both agree to that? Why?
|
|
What are your financial goals?
|
What financial expectations and beliefs do
you have about raising a child?
|
|
What are your dreams and goals for retirement?
|
Who will care for your children should you die
and how will that financial situation be handled?
|
|
Do you prefer to have joint accounts or separate accounts?
|
If both of you own a home, how will you decide
whether to sell or lease the second home?
|
|
If you opt for joint accounts, who will manage
the checkbook and pay expenses?
|
|
Basic Money Management
Basic Money Management
Previous