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———
Please Print
For Your Convenience ———
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Use the work sheet below to create your own personal
budget. At the beginning of each month, write the amount you plan to spend and record
what you actually spend. Skip items that do not apply.
| College
Budget Work Sheet |
| Monthly
Income |
Projected Income |
Actual Income |
| Job (including
babysitting, yard care, etc.) |
$ |
$ |
| Allowance |
|
|
| Other (financial aid,
gifts, etc.) |
|
|
| Total Monthly Net
Income |
=$ |
=$ |
| Monthly
Expenses |
Amount
Budgeted |
Amount
Spent |
| Tuition |
$ |
$ |
Room/Board
|
|
|
| Books/Supplies |
|
|
| Cell phone |
|
|
| Transportation |
|
|
| Food |
|
|
| Clothes |
|
|
| Laundry |
|
|
| Utilities |
|
|
| Cable/Satellite TV |
|
|
| Internet |
|
|
| Grooming (hair care, toiletries, etc.) |
|
|
| Entertainment |
|
|
| Club fees/Organization dues |
|
|
| Other |
|
|
| Total Monthly Expenses
|
=$ |
=$ |
| Calculate Monthly Cash Flow |
| Total Monthly Net
Income |
$ |
$ |
| Less Total Monthly
Expenses |
-$ |
-$ |
| Net Cash Flow (Deficit)* |
=$ |
=$ |
*If your net cash flow is positive, you can save more for emergencies or other financial goals. If negative, you will have to cut expenses or increase income to reduce or eliminate debt.
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Basic Money Management
Basic Money Management
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