Balancing Your Finances

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Choose The Right Bank

• Does the bank have a good reputation?
• Is the bank insured?
• Does the bank have the services you want?
• Can you afford the bank’s fees?

Take Care Of Your Checking Account

• Enter all transactions — deposits, checks, ATM/Debit card, bank fees — into your check register.
• Calculate your balance after every entry.
• Reconcile your bank statement monthly.

Save, Save, Save

• Begin saving now.
• Make saving a habit.

Manage Your Money

• Know how much you have in your account(s).
• Plan your spending; create a budget.
• Stick with your budget.