| What To Do After An Accident |
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Step 1
Stop your vehicle in the safest place (off the traveled roadway, if possible). Turn off the ignition. Get out carefully and determine if anyone is injured. Administer first aid, if needed, but do not try to move an injured individual. |
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Step 2
Call the police (9-1-1 in most places) immediately. Tell them about any injuries. They will notify EMS. |
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Step 3
Move your vehicle to a safer place (off the traveled roadway, if possible) to prevent additional accidents. If your vehicle cannot be moved, turn on hazard lights, and ask the investigating officers to help you set flares until the vehicle can be towed. |
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Step 4
Document the names of individuals at the scene of the accident (see work sheet below). |
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Step 5
If you think the other driver was under the influence of alcohol or drugs, insist on a breath test for the other driver. |
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Step 6
Cooperate with the police and other individuals involved, but do not admit fault. You may be asked to show your insurance card, but do not reveal your coverage limits. |
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Step 7
If the other individual accepts responsibility for the accident, do not accept any money offered to you. By accepting money, you may give up your right to file a claim against the other driver, even if the damages are more extensive than you first thought. |
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Step 8
Never agree to ignore an accident, even if there appears to be no damage. You may find out later that there were actually hidden damages or injuries or that the other person has filed a lawsuit against you. |
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Step 9
Write a detailed account of the accident (see work sheet below). |
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Step 10
If a camera is available, take pictures from various perspectives showing the damage, position of vehicles, skid marks and anything else documenting what happened. Make copies of the pictures. |
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Step 11
Report the accident to your insurance agent or company as soon as possible even if there appears to be no damage or injuries. |
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